MoneyRx for CRNAs and NPs
Go behind the scenes with host Brett Fellows, CFP®, as he explores the unique financial opportunities and challenges facing Certified Registered Nurse Anesthetists and Nurse Practitioners on the path to financial independence. Each episode delivers expert insights and actionable advice to help you lower taxes, invest smarter, and retire on your terms.
Brett's firm, Oak Capital Advisors, specializes in high-earning CRNAs and nurse practitioners and is currently accepting new clients. From retirement income strategy and tax planning to Social Security timing, Medicare, and estate planning, they offer comprehensive financial planning that goes far beyond investment management. If you're ready to work with someone who truly gets your world, the link to schedule a discovery meeting is in the show notes.
Episodes
83 episodes
Dr. Michelle Cuevas - The NP Who Left the W2 Life to Build Income, Flexibility, and a Life on Her Terms
Making the jump from employee to business owner can feel scary for NPs and CRNAs, but it can be done successfully. In this episode, Brett Fellows sits down with Dr. Michelle Cuevas, DNP, FNP-C, a family nurse practitioner, entrepreneur, and sel...
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Season 1
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Episode 83
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36:21
3 Healthcare Decisions That Derail Early Retirement for Nurses
A CRNA or nurse practitioner can save consistently, build a $1.5 to $2 million portfolio, and be just a few years from retirement and STILL lose tens of thousands of dollars a year without knowing why. The answer? Because of these ...
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Season 1
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Episode 82
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14:54
3 Steps to Build Your Retirement Paycheck
Where will your paycheck come from once you stop working, and which account do you pull from first? You saved well, maxed out your 403(b), and built a $2 million portfolio, but haven’t found clear answers to your retirement questions. ...
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Season 1
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Episode 81
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19:13
5 Retirement Mistakes That Can Cost Nurses $$
Most nurses arrive at retirement having done everything right for 30 years. The problem is not what they built. It is that nobody explained what happens when you have to start pulling money out.In this episode, Brett Fellows walks throug...
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Season 1
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Episode 80
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18:33
I'm a NP at 55 with $1.2M. Can I Retire in 5 Years?
Most nurse practitioners trying to answer the retirement question are using benchmarks that were never designed for them. The 4% rule. The 80% income replacement rule. Healthcare cost estimates built on worst-case assumptions. Used together, th...
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Season 1
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Episode 69
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15:55
Health Savings Accounts: How Nurses Should Use for Triple Tax Advantages
Most CRNAs and nurse practitioners treat their HSA like a checking account for medical bills. They put money in, pay bills, and move on. But the HSA is the ONLY account in the U.S. tax code that gives you 3 tax benefits at the same time, and wh...
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Season 1
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Episode 78
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13:37
The Retirement Tax Time Bomb in Your 403(b) or 401(k)
Do you have a retirement tax bomb? Many CRNAs and nurse practitioners spend 30 years following traditional financial advice: max out your 403(b), live below your means, and defer taxes as long as possible. However, this strategy often leads to ...
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Season 1
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Episode 77
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17:43
Backdoor Roth vs Mega Backdoor Roth for Nurses: Which Strategy Fits?
If you're a CRNA or nurse practitioner earning over the Roth IRA income limits, you're locked out of one of the best retirement accounts available. But there's a legal workaround. In this episode, Brett Fellows explains two powerful tax strateg...
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Season 1
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Episode 76
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29:12
Social Security Strategies for High Earning CRNAs & NPs
"I've been earning $200,000 or more a year for most of my career. Social Security is going to be a drop in the bucket." If that's what you're thinking, you could be leaving hundreds of thousands of dollars on the table.In this episode, B...
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Season 1
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Episode 75
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17:48
Pre-Retirement Checklist: 10 Action Steps for Nurses 5 Years Before You Retire
The five-year window before you stop working is the most critical period for your financial future. While many CRNAs and nurse practitioners (NPs) focus solely on saving, the transition to retirement requires a shift toward strategy. In this ep...
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Season 1
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Episode 74
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15:50
Why CRNAs and NPs Should Say NO to the 4% rule
The 4% rule is a staple of retirement planning, but for high-income CRNAs and nurse practitioners, it is often the wrong tool for the job. Relying on a rigid, one-size-fits-all percentage can lead to psychological stress, tax blindness, and the...
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Season 1
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Episode 73
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30:05
Top 10 Investing Mistakes That Keep CRNAs & NPs Working Longer Than They Need To
You've worked long shifts, held everything together in high-stress situations, and saved diligently for 25 years. You think you're on track for retirement. But what if investment mistakes you don't even know you're making could force you to wor...
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Season 1
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Episode 72
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21:40
Medicare Part B Premiums, IRMAA - What Nurses Need to Know
If you are a high-earning nurse making $120,000 as NP or over $200,000 as a CRNA, you probably think Medicare will be simple and affordable because you have paid your taxes for decades. However, many nurses are shocked to receive premium notice...
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Season 1
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Episode 71
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13:22
New Year, New Financial Strategy: 5 Money Moves Advanced Practice Nurses Should Make in 2026
If you're a nurse around age 50 thinking you can do this for about 10 more years, then this episode is for you. Burnout from nursing changes the game. When you're tired, you don't want more complexity in your life. You want a plan that creates ...
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Season 1
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Episode 70
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22:47
We Have a $3 Million Portfolio. How Much Can We Spend?
What if the biggest risk to your retirement isn't running out of money, but spending too little? When you've accumulated $3 million through decades of hard work and discipline, the fear shifts from "Can we afford to retire?" to "How much can we...
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Season 1
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Episode 69
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22:24
Once I Show Early Retirees This, Healthcare Becomes Easy
"I can't retire early because of healthcare." If this is the voice holding you back, this episode changes everything.Healthcare costs terrify so many CRNAs approaching early retirement. You've saved enough money, you're burned out, and t...
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Season 1
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Episode 68
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22:16
Do These 5 Things Before You Retire if You've Saved Over $1 Million
Many CRNAs hit the $1 million savings mark and assume they are automatically ready to retire.While reaching that milestone is a huge achievement, retiring well isn't just about the balance in your accounts. It is about timing, flexibilit...
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Season 1
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Episode 67
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14:56
How to Maximize Social Security Spousal Benefits as a CRNA
What if you’re making a Social Security benefits mistake that could cost you 5 figures?It almost happened to a CRNA.Brett Fellows recently reviewed a retirement plan with a couple where the wife had worked full-time as a CRNA fo...
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Season 1
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Episode 66
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18:33
Why Saving Too Much For Retirement Could Be a Mistake!
We constantly hear headlines about how Americans are undersaving for retirement. While that is often true, there is a side of the story that rarely gets discussed. What happens if you never stop saving?For many high-income CRNAs, over-sa...
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Season 1
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Episode 65
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20:55
Where Should I Pull Funds From First in Retirement
You may have heard the general rule of thumb for retirement withdrawals: Spend your taxable accounts first, then tax-deferred accounts, and save your Roth IRAs for last.While there IS truth to that logic because it preserves tax-favored ...
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Season 1
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Episode 64
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13:51
62-65-70, When Should CRNAs Claim Social Security?
You've likely heard the advice: wait until age 70 to claim Social Security for the biggest check and safest retirement. But is that really the best choice for CRNAs?In this episode, Brett Fellows, CFP®, dives into the overlooked risks of...
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Season 1
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Episode 63
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22:03
Core Anesthesia: How Cole Dill & Tanner Hulin Built a Successful Business Empowering CRNAs
Cole Dill and Tanner Hulin, co-founders of Core Anesthesia, join the podcast to share the unexpected story of how their study conversations turned into a leading educational platform used by 75% of current CRNA students nationwide.Cole a...
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Season 1
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Episode 62
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39:31
Jenny Finnell, CRNA: From Facebook Group to 7-Figure Business - Mentoring 8,000+ Future CRNAs
Jenny Finnell, CRNA, founder and CEO of CRNA School Prep Academy (CSPA) and Teach RN, joins the Money RX for CRNAs podcast to discuss her journey from clinical CRNA to building a dual-business enterprise. Jenny shares the organic, passion-drive...
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Season 1
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Episode 61
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41:39
How Much is REALLY Enough to Retire as a CRNA?
Download your Retirement Readiness Checklist here: https://moneyrxforcrnasnewslettersignup.kit.com/4764a9941dHow much money do you really need to retire as a CRNA? If you've got savings but still feel uncertain about when you can safely ...
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Season 1
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Episode 60
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16:07
What Should a CRNA Do With Their Old 401(k) or 403(b)?
Download your Retirement Readiness Checklist here: https://moneyrxforcrnasnewslettersignup.kit.com/4764a9941dIf you're a CRNA, chances are a big part of your retirement nest egg is tied up in your 401(k) or 403(b). But many healthcare pr...
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Season 1
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Episode 59
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11:30